Grafton Insurance Agents

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Tim Dvorak
Timothy L. Dvorak was born in Prairie Center Township on March 23, 1955 to Sidney and Godfrey Dvorak. He moved to Minto, ND, in 1962 and graduated from Minto High in 1973. He attended college at Devils Lake Junior College in Devils Lake, ND. Tim has been involved with the insurance industry since 1983 when he worked for Farmers Union Insurance in Maddock, ND. He then moved to Grafton, ND, to work for Bremer for the next 16 years as manager of their agencies in the Red River Valley. He began his work for First United Insurance in 1999. Tim, his wife Cori and children reside in Grafton, ND.

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Howard Ray
Howard Ray was born and raised in Hamilton, ND, and graduated from Cavalier High School in 1961. He graduated with a bachelor’s degree in business and math from Mayville State in 1966. He began his banking career in 1970 with Grafton National Bank, which is now Wells Fargo. He joined First United in 2001 as a vice president of agricultural lending. He has been involved with crop insurance for many years. Howard has been active in many community activities. He and his wife Karen, a first-grade teacher, have three children and reside in Grafton.

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Dan Johnson
Dan Johnson is long-time resident of the First United Insurance service area. He has an agricultural economics degree from North Dakota State University. He has served as a member of the Valley-Edinburg School Board and the Grafton Vocational Center Board. In addition to selling crop insurance, Dan serves as a vice president and ag lender at First United Bank in Hoople and Grafton. He is a past chairman of the North Dakota Bankers Ag Committee.

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Matt Beneda
A native of Langdon, Matt Beneda grew up working on his uncle’s farm. His father was a county extension agent for North Dakota State University’s Extension Service. His parents are natives of Walsh County and his grandparents still reside here. Matt earned a degree in Agricultural Economics from North Dakota State University. He holds licenses to sell both crop / hail insurance and credit / life. In addition, Matt works as an ag lender (since 2006) and vice president at First United Bank. He serves the Grafton and Park River areas.